Second home ownership for ⅛ the cost


SECOND HOME FRACTIONAL OWNERSHIP

Build equity where you make memories

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Browse

Browse and explore turnkey luxury second homes in over 40 world-class destinations. Tour virtually or in person at a time that works for you.

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Acquire

Finance up to 70% of your purchase or pay for your second home in cash. We’ll walk you through each step and help you schedule your first stays.

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Enjoy

Get excited when you come home — expect a beautifully maintained home that’s stocked with all the things you and your loved ones could need.

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Trade

Own with confidence. You can upgrade, resell or swap to another Fractional Estate. On average, homes resell for a 12% gain.

Extend your travels to ownership

Stop wasting time and money on a hotel or fancy rental, and spend more time enjoying your time away. With Pacaso, you co-own a turnkey home and pay yourself in memories, relaxation and equity.

FRACTIONAL ESTATESVACATION RENTAL
Opportunity to build equityYesNo
Consistent luxury experience each timeYesNo
Premium home amenitiesYesNo
Easy scheduling with no research time requiredYesNo
Additional planning neededNoYes

WHY FRACTIONAL ESTATES

Italy's co-ownership choice

With a €5 million real estate portfolio, high customer satisfaction scores and an expert leadership team, Fractional Estates is well-positioned to deliver on service, satisfaction and trust for years to come.

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REFER ANYWHERE IN THE WORLD

Real estate agents & Fractional Estates

Expand your market and reach new second home buyers. No matter where you’re based or licensed, agents can refer clients to any of our Italian destinations. Earn a 3% referral commission on the share price, and a 1% resale commission for life.

Partner with us

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The best homes sell fast. See the latest luxury listings, inspiring second homes and buying tips.

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Frequently asked questions

Yes. Owning a Fractional Estates property is true real estate ownership. You purchase a share in a property-specific s.r.l. The home is fully managed and designed specifically for co-ownership.

Fractional Estates helps people buy, own and enjoy a true real estate asset. Most timeshares, in contrast, sell the right to use a fixed amount of time in a condo or hotel shared by dozens of people. These units are notoriously hard to sell due to a supply and demand imbalance. Fractional Estates brings together a small group of co-owners to purchase a share of a single-family home and enjoy ongoing access. Fractional Estes handles all management details, provides full transparency on s.r.l. operating expenses, and facilitates a seamless resale on the open market once homes have been fully sold.

You book time using the Fractional Estates app, powered by our AI optimized scheduling system. It’s easy to use and equitable for owners, based on the number of shares you own. The system supports two types of stays: advance and short-notice. Advance stays are scheduled 8 days to 24 months in advance, and each owner has access to an advance stay that falls on a special date (e.g., federal holidays and popular local events). Short-notice stays are booked 2 to 30 days in advance of arrival. (Note: For homes with unsold shares, the short-notice booking window is 2-7 days in advance of arrival.) See additional scheduling FAQs for more details.

Buyers can pay cash, take out a personal line of credit, or access conventional financing through our banking partners. For buyers who choose financing, we’ve negotiated competitive rates and offer multiple financing options for up to 70% of the home purchase. We facilitate the process, so it’s faster and simpler than a typical home loan.

We offer owners a one-time option to transfer ownership to another available Fractional Estates home that’s a better fit (excluding resale listings). There are no fees, and you can start enjoying your new home right away.

Any Pacaso owner can choose to sell their ownership interest, at any time.* Each owner has independent control over the sale and price of their share. Pacaso will provide you with a current comparative market analysis (CMA) for your ownership interest, which you can use to help set your price. Pacaso will assist in the sale process by tapping into its existing marketplace of buyers (some homes even have waitlists) and marketing the home on Pacaso and third-party websites. Closing is fast and streamlined.

*Applies to homes where all ownership interests have been sold.

Fractional Estates works in collaboration with agents and pays a 3% referral commission. If your clients decide to sell their Pacaso, you earn an easy 1% referral commission on each resale for life.

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