HOW FRACTIONAL ESTATES WORKS

Co-ownership, simplified

We manage the home, and you own it. It’s the modern way to buy and own a second home.

Buy, own or sell an amazing second home

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Browse

Browse and explore turnkey luxury second homes in over 40 world-class destinations. Tour virtually or in person at a time that works for you.

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Acquire

Finance up to 70% of your purchase or pay for your second home in cash. We’ll walk you through each step and help you schedule your first stays.

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Enjoy

Get excited when you come home — expect a beautifully maintained home that’s stocked with all the things you and your loved ones could need.

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Trade

Own with confidence. You can upgrade, resell or swap to another Fractional Estate. On average, homes resell for a 12% gain.

WE MAKE IT SIMPLE

How s.r.l. co-ownership works

We’ve modernized and simplified the decades-old practice of DIY co-ownership. Watch our video to learn how owning property in a fully managed s.r.l. allows you to enjoy the benefits of second home ownership without all the hassles.

FRACTIONAL ESTATES 101 WEBINARS

Buying and Owning a Fractional Estates Home

Ready to start your co-ownership journey, but have questions? Connect directly with our Crew both live and on demand to learn the basics of the Fractional Estates model and how ownership can enrich your life.

Get Started

GET STARTED

Find your Fractional Estates home

Take the next step to buying a second home. We’re excited to help you turn this dream into a reality, and we’re here to support you with all the information you need to make it happen.

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Dream home, dream location

Pacaso offers homes in some of the most sought-after second home destinations in the U.S. and Spain. Check out our current markets, and if you don’t see your favorite, tell us where we should expand next.

Top destinations

Resale made simple

Fractional Estates makes it easy to own a second home, and we make selling simple too. You are eligible to sell your ownership after 12 months, or at any time if your home is fully sold. You choose the price.

Resale is fast and streamlined with our established marketplace of interested buyers. If we don’t have an active buyer waiting, your ownership will be marketed broadly on Fractional Estates and third-party real estate sites. As with any home sale, any equity gained is yours.

How resale works

FRACTIONAL ESTATES HOME TRANSFER BENEFIT

More joy, less risk

Start making memories in your second home today — with no regrets. The Fractional Estates Home Transfer Benefit™ gives you the ultimate flexibility: If your home isn’t a perfect fit, you can transfer ownership to another Fractional Estates that’s a better match for your needs within the first year of ownership.

There’s no fee or extra closing period. If you transfer to a more expensive home, you simply pay the difference in share price. If you transfer to a less expensive home, you receive a credit toward future operating expenses. Conditions apply.

Learn more

Easy, equitable scheduling

Fractional Estates’ SmartStay™ system makes scheduling simple and fair. You’ll have peace of mind knowing you can enjoy your home during the times that matter to you most, and the flexibility to books stays from two days to two years in advance.

OWNER STORIES

Second homes bring families together

For many families, a second home is a special place to come together and create lasting memories. Hear how Fractional Estates is enriching the lives of owners.

Read more reviews

Become part of the community

With Fractional Estates, you aren’t just buying a home, you’re joining a local community. Learn how Fractional Estates owners help the neighborhood and local economy thrive.

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Frequently asked questions

Yes. Owning a Fractional Estates property is true real estate ownership. You purchase a share in a property-specific s.r.l. The home is fully managed and designed specifically for co-ownership.

Fractional Estates helps people buy, own and enjoy a true real estate asset. Most timeshares, in contrast, sell the right to use a fixed amount of time in a condo or hotel shared by dozens of people. These units are notoriously hard to sell due to a supply and demand imbalance. Fractional Estates brings together a small group of co-owners to purchase a share of a single-family home and enjoy ongoing access. Fractional Estes handles all management details, provides full transparency on s.r.l. operating expenses, and facilitates a seamless resale on the open market once homes have been fully sold.

You book time using the Fractional Estates app, powered by our AI optimized scheduling system. It’s easy to use and equitable for owners, based on the number of shares you own. The system supports two types of stays: advance and short-notice. Advance stays are scheduled 8 days to 24 months in advance, and each owner has access to an advance stay that falls on a special date (e.g., federal holidays and popular local events). Short-notice stays are booked 2 to 30 days in advance of arrival. (Note: For homes with unsold shares, the short-notice booking window is 2-7 days in advance of arrival.) See additional scheduling FAQs for more details.

Buyers can pay cash, take out a personal line of credit, or access conventional financing through our banking partners. For buyers who choose financing, we’ve negotiated competitive rates and offer multiple financing options for up to 70% of the home purchase. We facilitate the process, so it’s faster and simpler than a typical home loan.

We offer owners a one-time option to transfer ownership to another available Fractional Estates home that’s a better fit (excluding resale listings). There are no fees, and you can start enjoying your new home right away.

Any Pacaso owner can choose to sell their ownership interest, at any time.* Each owner has independent control over the sale and price of their share. Pacaso will provide you with a current comparative market analysis (CMA) for your ownership interest, which you can use to help set your price. Pacaso will assist in the sale process by tapping into its existing marketplace of buyers (some homes even have waitlists) and marketing the home on Pacaso and third-party websites. Closing is fast and streamlined.

*Applies to homes where all ownership interests have been sold.

Fractional Estates works in collaboration with agents and pays a 3% referral commission. If your clients decide to sell their Pacaso, you earn an easy 1% referral commission on each resale for life.

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